Debt Consolidation

There’s Good Debt and Bad Debt

Mortgages generally qualify as good debt; they are usually available at the lowest possible rates, represent a good investment in a (generally) appreciating asset, and make home ownership possible. Bad debt saddles you with high interest rates – often on depreciating assets. High credit card debt is one of the worst kinds of debt and afflicts most Canadians at some point in their lives. But if you have equity in your home, then you have an opportunity to turn bad debt to good debt – by refinancing and rolling high-interest debt into your mortgage for big interest savings. One of our Mortgage Professionals can talk to you about refinancing at any time.

Manage all of Your Debts

Often a new mortgage may be the best way to manage all of your debts. Moving your high-interest debt into a lower-rate mortgage is a great way to save on your overall interest costs, improve your cash flow, and begin the process of improving your credit rating. It’s great news that the right mortgage can help establish your reputation for credit-worthiness.

Finding the Best Mortgage at the Best Rate

With the wide assortment of options and features available today for mortgage refinancing or debt consolidation shopping around takes a lot of time and effort. The mortgage process can be intimidating to many Canadian homebuyers so it’s wise to get advice from a CENTUM Mortgage Professional that will represent you and ensure the mortgage you get is the one best suited to your needs.

Finding the right mortgage refinancing or debt consolidation for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What’s more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork.

Plus, CENTUM Mortgage Professionals are compensated by lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM, we’re always looking out for your best interest.™

10’s of Thousands of Satisfied Clients

CENTUM Canada has been delivering the best rate for tens of thousands of satisfied clients for nearly a decade. At CENTUM, we have no commitment to any one lender or product; we recommend what is in the best interest of our clients. We rely on referrals and your repeat business so we have a vested interest in satisfying your needs.

With The Power of CENTUM – You Win

CENTUM Mortgage Professionals have access to the latest information from over 40 mortgage lending institutions and the negotiating power of Canada’s most influential mortgage brokerage. Whether you’re a first-time homebuyer or an experienced homebuyer, finding a great mortgage is often stressful and time-consuming. At CENTUM, we’ll do the work for you to find the best mortgage at the best rate.

What is Debt Consolidation?

Debt consolidation is basically consolidating all your debts including your mortgage, credit card balances, car loan, and line of credit into a single mortgage loan. Debt consolidation not only alleviates your burdens but also helps you to save your hard earned money by lowering your interest rates. This will you to save big on your earnings on monthly basis and get rid all those piled up debts.

More About Debt Consolidation

Debt Consolidation Loan
(Mortgage Refinance)

1. Debt Consolidation Loan and Advantages and Disadvantages
2. Debt Consolidation Loan Costs
3. Avoiding Debt Consolidation Closing Costs
4. Qualifying for Debt Consolidation Loan
5. Credit Counseling v/s Debt Consolidation Loan
6. Will Debt Consolidation Get Me Out of Debt?
7. Explore More Debt Consolidation Resources

How Debt Consolidation Works?

Debt consolidation gives you the benefit of low mortgage rates. With debt consolidation you get rid of all those credit cards that have high interest and are eating up all your funds. Although, debt consolidation is a great solution for people who are neck deep in debt but it is advisable to be a little cautious while going in for a debt consolidation. In some cases mortgages in Canada carry a mortgage prepayment penalty which you need to pay if you decide to go for a pre-settlement.

Contact Us for Excellent Debt Consolidation Solutions

We can help you to get rid of your financial burdens by providing you with flexible debt relief programs that save you from both creditor’s harassment and bankruptcy. Debt Credit Mortgage is easy to obtain and provides good amount of cash advance to settle your debts. These debt loans are very different from the traditional loans and do not require any formalities. Anybody who wishes to be debt free can apply for Debt Credit Mortgage loans and reap the benefits.

To apply for a second mortgage, please call direct 647.267.6338 ,contact your highly trained mortgage broker today or apply online now.

Contact us and save your money, because saving money makes sense

If you have any questions or require more information, please do not hesitate to contact me and I will be happy to assist you.

Vijay Gandhi, B.Sc., MBF
Mortgage Agent – Lic. # M10001947,
Centum Metrocapp Wealth Solutions Inc. – Lic. # 12147,

716 Gordon Baker Rd , 204 A, Toronto ON M2H 3B4

C: 647. 267. 6338 (Direct-Leave message or text)
P: 416.289.2224 | F: 888.813.9403
E: vtgandhi@gmail.com , vijay_gandhi@centum.ca
W: www.centum.ca/vijay_gandhi
Looking out for your best interest ™*
subject to conditions and approvals

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