Renewal

Let us get you a better renewal.


Incredibly 60% of Canadians renew their mortgage with the same lender—and many simply accept that lender’s posted rate. Ouch!!!

Coming up to Renewal Time?

Congratulations on your maturing mortgage! Now is a great time to look at the many innovative options and competitive rates available. The mortgage environment is always changing – if you’re in the last year of your mortgage, it’s not too early to talk to a Mortgage Professional about what the next few months will bring.

When a term is coming to a close, most banks will send a mortgage renewal notice in the mail usually one to two months prior to the term expiration. Unfortunately, the banks only tend to offer you their posted rate with very little or no discount and only have one financial product to sell: their own. Almost 60 percent of people renewing their mortgage, sign this renewal without researching what the competition has to offer. At CENTUM, we’re here to offer you advice so you can take advantage of the competitive mortgage market.

Finding the Best Renewal Rate for Your Mortgage

With the wide assortment of options and features available today for a mortgage renewal, shopping around takes significant time and effort. The mortgage process can be intimidating to many Canadian homebuyers and it’s wise to begin with some advice from a professional.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What’s more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork.

Plus, CENTUM Mortgage Professionals are compensated by lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM, we’re always looking out for your best interest.™

10s of Thousands of Satisfied Clients

CENTUM Canada has been delivering the best rate for tens of thousands of satisfied clients for nearly a decade. At CENTUM, we have no commitment to any one lender or product; we recommend what is in the best interest of our clients. We rely on referrals and your repeat business so we have a vested interest in satisfying your needs.

With The Power of CENTUM – You Win

CENTUM Mortgage Professionals have access to the latest information from over 40 mortgage lending institutions and the negotiating power of Canada’s most influential mortgage brokerage. Whether you’re a first-time homebuyer or an experienced homebuyer, finding a great mortgage is often stressful and time-consuming. At CENTUM, we’ll do the work for you to find the best mortgage at the best rate.

At CENTUM, we’ll get Canada’s leading lenders to compete for your renewal so you’re virtually assured of getting below even the most attractive posted rates.

When your mortgage is coming up for renewal.

documents required for renewal

If you’ve already gotten a renewal offer from your lender, check with us to see if we can do better. We as your Mortgage Specialist will re-evaluate your mortgage needs to see if your current mortgage is still the best fit, then we’ll shop your renewal to Canada’s leading lenders to find the best-available deal. To get us started, click here to contact us.

Contact us and save your money, because saving money makes sense

If you have any questions or require more information, please do not hesitate to contact me and I will be happy to assist you.

Vijay Gandhi, B.Sc., MBF
Mortgage Agent – Lic. # M10001947,
Centum Metrocapp Wealth Solutions Inc. – Lic. # 12147,

716 Gordon Baker Rd , 204 A, Toronto ON M2H 3B4

C: 647. 267. 6338 (Direct-Leave message or text)
P: 416.289.2224 | F: 888.813.9403
E: vtgandhi@gmail.com , vijay_gandhi@centum.ca
W: www.centum.ca/vijay_gandhi
Looking out for your best interest ™*
subject to conditions and approvals

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