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Mortgage & Credit F.A.Q.

Q: How much can I borrow, or qualify for?

A: This will greatly vary depending on your situation and the product you want.   Approved Mortgage Inc. has access to over 30 different lenders that provide a vast range of mortgage products to suit your needs.  We can give you quick answer with a simple phone call or email.  Please call me direct 647.267.6338 today!

or email us at vijay_gandhi@centum.ca for quick answers!

Q: What are you rates?

A: Mortgage rates vary for many different reasons.  Quite often that is the first question people will ask us, and that is ok.  Because there are so many different mortgage products available, we can’t provide a quote until we better understand your situation and what you are looking for.  A simple phone call or email to us is all it takes to quickly assess your current situation and provide you with the best rate for your current situation and requirements. For proper assess the situation we should file up for rates from Lenders by Mortgage & Credit Verification Applications.

Call me direct 647.267.6338 today!

Q: I have bad credit, can you help?

A: We sure can get Approved Mortgage specializes in mortgages for people with less than perfect credit.  We have many lenders to deal with different situations and help our clients, so if we cannot get you financing at the banks, we have lots of options with alternative lenders.  A quick call or email to our office or direct to me is all it takes for all your options.

Call us today to discuss how we can help you. 647.267.6338 today!

Q: I have no income (or low income), Unverifiable income can you help?

A: We can help!  There are lenders that have money to lend to people in these types of situations.  Simply call or email us today to discuss your options.

Call us today to discuss how we can help you. 647.267.6338 today!

Q: I have had a bankruptcy or foreclosure, can you help?

A: We sure can. With the many different lenders we have access to; we can find you a mortgage that will suit your needs. It may limit our options, or affect the interest rate you are offered, but we have many special programs that can help you out in the short term, until your bankruptcy or foreclosure disappears from your credit history.

Call us today to discuss how we can help you. 647.267.6338 today!

Q: What if I’m self employed?

A: If you are self-employed, that is ok.  With access to over 30 different lenders, we have many different mortgage options available to us.  Simply call or email us for quick answers.

If you are self-employed and looking for a mortgage, call us today 647.267.6338! Or apply online.

Q: My Bank declined me, can you help?

A: Just because your bank said no, does not mean we cannot help.  In fact, in many cases when you bank says no, we can still get clients approve at better than what they could!  Simply call or email us to see which of our 30 lenders can offer to you.

Call us today on 647.267.6338!, and let us find the best solution for you.

Q: How fast can I get the money?

A: Depending on which mortgage you choose, you can have your money in as few as a couple of days, to possibly a couple of weeks.  Once we assess your requirements, then we can advise the different options and which best suit your time requirements.

Call us today and see how fast we can work for you.  Call me 647.267.6338!

Q: Can you help me pay taxes or condo fees?

A: Approved Mortgage can lend for any reason, we simply want to help.  Just call or email us today for all your financing needs.

Call us today to find out how easily we can help. Call me 647.267.6338!

Q: I am behind on my mortgage payments, can you help?

A: Life happens!  We are here to help when you need it.  We can help you get back on track.  Simply call or email us to find out how.

Either way, we can find the right solution for you.  Call me 647.267.6338!

Q: What is equity? Do I have any equity?

A: The Webster’s definition of equity is “the value of a property or of an interest in property in excess of claims or liens against it.”  In simpler terms, it is the value of your home less any amount owing against it in things such as mortgages.  For example: If your home is worth $350,000, and you owe $250,000 to the bank, then you have $100,000 in current equity.  ($350,000 – $250,000 = $100,000).

But don’t worry, we don’t expect you to figure that out, we do all of that for you!  Simply call or email today to discuss your options.

Call us today to discuss how we can help you. Call me 647.267.6338!

Q: I have been divorced and want to take my ex off the mortgage?

A: We have lots of options for people in these types of situations.  With access to over 30 different lenders, it allows us to work through these situations from start to finish.  Simply call or email today for your options.

Please call us to discuss in more detail at direct 647.267.6338

Everybody have different situations and credits, and Different Solutions

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